Terms of Service · Bankito

1. Acceptance of Terms

By accessing and using Bankito, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the platform.

2. What is Bankito

Bankito is a community platform where members can trade skills and time. Every hour of service exchanged equals one credit. Our goal is to build stronger communities through mutual support.

3. Member Responsibilities

Members are expected to be respectful, reliable, and honest. When you commit to an exchange, please follow through. Show up on time and deliver quality work.

4. Credits and Fairness

Time credits represent your contribution to the community. They are not monetary and cannot be exchanged for cash. The system is designed to be fair: one hour always equals one credit.

5. Safety and Trust

We encourage you to meet in public places when possible. Trust your instincts and report any inappropriate behavior. Our moderation team reviews all reports promptly.

6. Account Termination

You may delete your account at any time from your profile settings. We reserve the right to suspend or terminate accounts that violate our community guidelines.